Retail Banking Essay Example | Topics and Well Written Essays - 1500 words

Retail Banking - Essay Example The process of such redefinition is by means of strategic relocation in the economic service sector. Augmented competition, expansion, innovative services, and new-fangled geographic markets construe to the fact that both the gamut of stakes or risks and the stake profile for the banks are considerably transforming. Banks are transforming with the incorporation of economic markets, thereby, facilitating with tremendous opportunities for expansion. The Western banks have accounted for generation of around 90 per cent of the revenue from the interest income which has depreciated to 60 per cent, and sometimes, as low as 40 per cent (Penza and Bansal, 2000). As viewed by Miller, Fee-based income by means of the investment services as well as derivatives are some new-fangled sources of income which are becoming increasingly pertinent for the income statements of commercial banks (Miller, 1988). ... Nearly, every nation, until the commencement of the twentieth century, possessed a domestic retail banking sector which was set apart from its fellow citizens, thereby, being dominated by a handful of developed banks (Ream, 1998). The core assets of retail banks are widespread branch networks where each branch is equal to the others, along with a manager and extensive back-offices. However, this was all limited until the advent of e-Banking. Even though, banks are commonly condemned for construing a customer as various account units, they lucidly comprehend to the fact that it is the customer who is the focus of everything they do. The retail banks which can easily make out the significance of an efficacious customer relationship approach and the requirement to be more customer-centralized for making sure they settle on long-term success. Chronologically, retail and investment banks have been managed along the tracks of business which has resulted in silo vicinity that inhibits banks from turning into customer-centric hubs. The retail and investment banks manage customer information in an efficacious manner by eradicating the storage authorities of the customer information by means of incorporating statistic systems and procedures across various product lines, which has helped in providing the sharing of modern information with the employees. This has helped the banks in comprehending to their customers in a better way, keeping in mind their future fundamentals as well. There is a devastating agreement regarding the

How a Bill Becomes a Law Research Paper Example | Topics and Well Written Essays - 1250 words

How a Bill Becomes a Law - Research Paper Example In order for a bill to become law a number of steps have to be followed. The legislative process A bill can only be introduced by a member of Congress – House of Representative or the Senate. A number is assigned to each bill based on its origin. Bills which originate in the House of Representatives have H.R. affixed to them while those which originate in the Senate has S. affixed to them. This is an indication that the bill has been officially introduced (Longley n.d.). It is then printed by the Government Printing Office in the Congressional Record. Bills are referred to one or more Houses based on their specific rules. The Speaker of the House of Representative or President of the Senate refers this Bill to various committees that have the responsibility of considering them. If the bill is approved by the committee it is then debated and voted on in the process of becoming law. Bills that are not acted on are deemed to have died in committee. The Bill is then reported to th e House or Senate by the committee where it is initially read and amended where necessary and then read a second time. The Bill is then read a third time when it is debated and voted on by members (Longley n.d.). ... The respective House will enter the objection on their journal and start the process of reconsidering it. If two thirds of the house agrees to pass the bill after reconsideration then it should be sent along with the objections to the other House for reconsideration and the same process of approval be sought. If two thirds of the House approves the bill then it becomes law. There is also a requirement that the names of each person who votes for and against the bill be entered in the Journal of the respective Houses. If the bill having passed to the President of the United States is not returned by the President within ten days, with the exception of Sundays, then the bill will become law as if it was signed by the President. However, if Congress is adjourned and in so doing prevents its return, then it does not become law even though the President has not sent any objections to Congress. Unless a different date is expressly specified a bill becomes law when it is approved by the Pres ident – signed and dated or by passage over the President’s veto. The role of the judiciary The Judiciary plays a key role after the legislative process is completed. The judiciary is given the sole power of interpreting the law, determining its constitutionality and applying it to individual cases (The White House). As a branch of the government its foremost role is to defend and uphold the U.S. Constitution (Ladner 2000). It provides the framework in which the rights of investors are protected as in the case of different laws such as the Sarbanes-Oxley Act of 2002 is provided by the court. At every level, the role of the judiciary is to protect the

The Burkean Parlor Essay Example for Free

The Burkean Parlor Essay In an ideal world, a Burkean Parlor writing center, whether the collaborative type or in its own pure or hybrid form should be capable of seamlessly merging with the control kind and even harmlessly synthesized with the Storehouse and Garret models. In contrast with the pure Storehouse and Garret models, or the individual and the exterior genre, a Burkean Parlor is dreamed to be an open-ended knowledge center where there is individuality of the genius as there are collaborative knowledge processes. It can also be the interior type blending perfectly well with its own anti-thesis – the Storehouse exterior concept. This is the new hybrid Burkean Parlor writing center – a composite of the Storehouse and the Garret models metamorphosing both as a collaborative and control knowledge center. The knowledge and writing center as envisioned here recognizes and anticipates the varying needs and psyche of the scholar. The current pragmatic and philosophical needs of the writers everywhere demand the most motivating atmosphere that will encourage a spontaneous, prolific and imaginative flow of creativity. This flow of knowledge, although extremely fluid as it is rigid, demands a new form of writing center. Call it a hybrid Burkean Parlor or a new form of intellectual hub where every genius can be his own individual or in collaboration as well as in caution as a control button; where knowledge can be both sourced internally and externally. This neo-Burkean Parlor can be ideally called the Hub. Andrea Lunsford would be glad to join it as she must admit that in the scheme of linearity, her Burkean model could be slowly being rendered redundant and restrictive the way it did with the Storehouse and Garret models. It is as open as any knowledge center and can be as private as a virtual online writing domain. The Hub recognizes the various forces within the universe that creates or brings knowledge constructs to those who become congruent with the forces that make writers write well and thinkers think well. The Hub in any university is the brain as well as the heart of the intellectual interfacing with the school community or anyone who happens to exude the radio frequency of the Hub. It is the former student lounge as well as the internet cafe without the walls that divide the knowledge of the elite or the masa, the common man. It is equipped with the latest communication gadgets and circuitry that shames the traditional classroom: in fact, the Hub is the reason to come to school (Glasser. 1990). Its emptiness is a reason to move out of the school to find another Hub elsewhere. In the Hub, one can commune with oneself and bring out the most intriguing electronic autobiography for every one to read and develop a sense of belonging. As most schools turn to exclusivity, the Hub recognizes no special talents – it is an inclusive school; only for those with a clean heart to write and the need to discover knowledge without the academic compulsion to do so. Freedom is the pervasive atmosphere, but discipline is sharp and vigilance foremost. Here, order is non-existent but the Hub is not chaotic. The Hub graduates students as many times as the students want, as well as it elevates writers to the next level of knowledge and writing. The Hub would look like heaven on earth. Each one talks the same language despite the highly diverse backgrounds with each move and gesture of the writer giving a message of peace and quiet to allow knowledge and scholarly work to evolve in pure immaculate fashion – plagiarism free. The place is a real hub – teachers freely imparting knowledge and learners interfacing with other learners to collaborate and accumulate knowledge from within and without. It is freedom without the control and there is control without the pressure. New learners develop as they are inspired by the oneness in the Hub. While there are many voices, there is only one song sung in the Hub – creative writing? The Hub would hire only people who believe in the richness of culture, the phenomenon of collaboration, the variedness of the sources of knowledge whether the internal Garret type or the Storehouse kind. Here, the manager is the chief motivator, the philosopher of the writing center and the only person therein who can write the best about the smallest thing on earth and lead the reader to strongly believe that it is the biggest thing on earth. Lunsford would have loved the place to tickle her into creating the new Burkean Parlor once more. Inside the Hub, the students would be taught on stabilizing ethics even in the most trying times; on critical thinking without the excesses of rhetorics; writing skills that can move the heart to tears and chuckles no end; and, an on sustaining an imaginative mind to create a peaceful written or online virtual world where the ideal is just a pen stroke away. The lessons here are endless and borderless. Everyone is welcome to be one among them. It is a university within a university. No encroachment here; only an existence arising out of another’s existence: a university creating another university: a university that has not lost its soul. (Lewis, 2006) The Hub will make sure that students are guided into maturity and wisdom without the painful experiences of everyday life. For them, life is both pain and pleasure and one cannot exist without the other. Acceptance here is academic, hence pain is predictable but bearable, but it becomes truly excruciating as he beings to write. Here, the students are given a tour of life itself, and the crossroads available to each. Everything is there: the experiences, all of them, at the push of a button. The student is given the rare experiences of his lifetime: in physical as well as virtual realities. Inside the Hub, there is no difference between virtual pain and physical pain. Both are felt. The writers and knowledge worker in the Hub learns to be surprised at his own writing skill – able to grapple with the exact word and the best adjective fit for the scenario. Indeed, the Hub is a writers’ paradise where awareness (Clark, 2002) is knowledge itself It would not be difficult to relate to the students because the Hub creates the mood for the writer. Anyone can come at any phase of the activity within without feeling like a stranger and still come out with all the stories that abound. List of References Lewis, H. R. Excellence without a soul: How a great university forgot education. NEW York, Perseus Books, 2006. Glasser, W. , The quality school: Managing students without coercion. New York, Harper and Row Publishers. 1990. Clark, R.. Global awareness: thinking systematically about the world. New York. Rowman and Littlefield Publishers, Inc. , 2002. Glasser, W. The quality school: Managing students without coercion, New York: Harper Row Publishers, Inc. 1990. Villa, R. , Thosuand, J.. Creating an inclusive school, Alexandria, Virginia, Association for Supervision and Curriculum Development, 1995.

BIM-Based 3D Reconstruction Technology

BIM-Based 3D Reconstruction Technology Optimization Model of BIM-based three-dimensional reconstruction technology and engineering model of visual perception Keywords: Three-dimensional reconstruction, visual perceptual model, engineering optimization, modeling, analysis. Abstract.Vision-based reconstruction is still there is a big limitation. Through its research-based approach introduces the primary visual three-dimensional reconstruction techniques, advantages and disadvantages of various methods were compared, it is desirable in this area can have a more comprehensive grasp, to further clarify the direction of future research. In order to improve the efficiency of the design and construction of bridge engineering, building information modeling (BIM) is introduced into the bridge project in the past. By analyzing the characteristics of bridge design and construction and the problems proposed bridge design and construction BIM-based optimization solutions, including preliminary design optimization, optimization of construction design, construction process optimization, optimization of the construction schedule and construction management optimization, combined with practical engineering project the applicability and effect analysis. Case application shows, BIM Bridge Project is applicable, can provide effective support for the bridge design and construction, thereby reducing rework and improve efficiency. The study may be large or complex bridge engineering BIM improve the efficiency and effectiveness of the design and construction of reference. Introduction The relevant information and data building information model is based on building projects as the basis for the model, building model were established by the real information of the digital information simulation building has, it has the visibility, coordination, simulated sex, optimality and showing of five characteristics. The BIM technology in the field of bridge engineering construction is currently in the early stages, preliminary exploration in the design, construction, and post-operation maintenance and repair of the entire life cycle of how to use BIM technology to improve design efficiency, improved design quality, strengthen the construction organization and post operations management, specific method and the application of BIM technology can bring benefits, hoping to BIM in bridge engineering to develop ideas. In recent years, domestic construction projects in the field of non-BIM is none other than the hottest technology in the construction industry has achieved good results after the application, the state began to vigorously promote the railway, highway, water conservancy and hydropower industry application of BIM technology in fields such as engineering, and bridge engineering in the construction field and a large proportion, especially high-speed railway, mountain railway, roads, bridges, often accounting for a larger significance in bridge engineering applications BIM technology on the entire major project, the paper will design, three stages of construction, operation and maintenance of the latter part of the project life cycle are the practical application of research needs and the effect of BIM technology. In recent years, should the needs of economic development, large, extra large bridge project more and more, such as China, Hangzhou Bay Bridge, the Hong Kong-Zhuhai-Macao Bridge, which bridge design and construction of a higher requirement. Bridge construction project not only involves complex geographical environment, and involves a number of complex projects, the most typical is the Steel Bridge. Currently, the design of large bridge projects usually rely on the traditional two-dimensional drawings and graphs to analyze the design by closing existing in conflict; construction planning is largely dependent on the experience of project managers to develop and implement, and is also a two-dimensional drawings to show. However, since the bridge project their own characteristics, its design complexity, component many rely solely on the traditional two-dimensional drawings difficult to detect in advance or found conflicts existing in the design; these design problems usually can be found in the construction phase, thus affecting the construction schedule and cost, will also affect construction safety. At the same time, in order to resolve the problem of engineering design and construction, we had to deploy more staff, which is also a significant increase in management costs. Therefore, to ensure the feasibility of the bridge may be constructed of engineering design and construction programs for efficient implementation of the bridge project is very important. Preliminary design stage is divided into two stages of design and post-design, including pre-design project approval, feasibility studies and scheme comparison and other parts, three-dimensional solid model of the bridge by using parametric modeling tools can be easily established according to the actual need to adjust the size, and the actual effect of the bridge into the real-time dynamic display, to achieve WYSIWYG, can intuitively design concept, design effects directly model the three-dimensional visualization of the project as a carrier to deliver policy-makers, which greatly facilitate the adjustment of the design, be revised in accordance with amendments and rendering, and cost control by adding information to keep abreast of changes after the investment increases and decreases, so that the bridge-bridge quickly determine preliminary program is very convenient and efficient. Figure 1 is a railway bridge stayed Bridge main bridge model, we need to establish a special bridge st ructure according to the characteristics of the family library for complex bridge structure using three-dimensional expression of BIM model than the traditional two-dimensional drawings clearer and easier to understand. The Proposed Methodology Three-dimensional modeling techniques.The use of modeling software for three-dimensional modeling is commonly used method, but modeling the need to spend a lot of manpower and material resources are often prohibitive, reconstruction effect is often unsatisfactory. Vision-based reconstruction technique to solve this problem and provides a new way of thinking. Three-dimensional vision-based three-dimensional reconstruction technology, which uses computer vision methods of three-dimensional model reconstruction of the object, is the use of a digital camera as the image sensor, the integrated use of image processing, visual computing technologies such as non-contact dimensional measurement, obtaining object using a computer program information. The advantage is that the shape of the object is not restricted to rebuild faster, can achieve automatic or semi-automatic modeling, three-dimensional reconstruction is an important direction of development, can be widely used, including autonomous mobile robot navigation systems, remote sensing and aerospace, industrial fields of automation systems, etc., the economic benefits generated by this technology is very impressive. As an important branch of computer vision technology, vision-based three-dimensional reconstruction of Marr visual theoretical framework is based on the formation of a variety of theoretical approaches. For example, according to the number of cameras can be divided into monocular vision method, binocular vision method, three monocular vision or monocular vision method; according to different principles, vision-based method can be divided into regions, feature-based visual method , model-based and rule-based visual methods; according to the obtained data the way, can be divided into active and passive visual method visual method. Figure.1 Three dimensional reconstruction technique According to research at home and abroad in recent years, were selected based on visual presentation of three-dimensional reconstruction of research and practical application of several methods and more comparative analysis, pointed out the main challenges for the future and the future direction of development. Depending on the number of cameras to use, this article will be divided into three-dimensional reconstruction method based on the visual method of monocular vision, binocular vision trinocular vision method and three methods were introduced, focusing on the monocular vision method. Monocular vision method.Monocular vision method is the use of a camera for three-dimensional reconstruction method. Images used can be a single point of view of single or multiple images can also be a multi-view multiple images. The former is mainly characterized by a two-dimensional image depth information deduced, these features include two-dimensional shading, texture, focus, contour, etc., it is also referred to as X shape recovery method. This simple device structure class methods, the use of single or small number of several images can be reconstructed three-dimensional object model; less than that normally required conditions more idealistic, practical application is not very satisfactory, the effects of reconstruction in general. The latter by matching different images of the same feature points matching using these coordinates in space constraint obtaining information in order to achieve a three-dimensional reconstruction. This method can be implemented in the reconstruction process of camera calibration, to meet the needs of large-scale reconstruction of three-dimensional scene, and in the case of resource-rich image reconstruction is better; the downside is that a greater amount of computing, a long time to rebuild. The following describes several major monocular vision method. Shading method.Shading method, that the brightness of the shape recovery method (SFS). This approach by analyzing image brightness information, using reflected light model, restore the normal to the surface of three-dimensional reconstruction information. Horn in 1970 first proposed the concept SFS methods, and gives a non-linear relationship between the two-dimensional image showing the brightness of each pixel in the corresponding three-dimensional point of law to the reflectance of light and the direction of Partial Differential Equations , the brightness of the equation. However, this method is a SFS under-constrained problem and needs to solve other constraints. Therefore, the traditional method of SFS also based on three assumptions. The main advantage of the brightness of the method is that it can recover from a single image in a more precise three-dimensional model can be applied in addition to mirror the object almost all types of objects. However, the brightness of the reconstruction of relying solely on mathematical calculations, results are poor, but because of the lighting conditions more stringent requirements, the need to know the precise position and orientation of the light source and other information, so that the brightness of the method is difficult to apply in the case of an outdoor scene lighting and other complex three-dimensional reconstruction on. Photometric stereo.Although the shading method to support the reconstruction of three-dimensional model from a single image, but less information is available in a single image, the actual reconstruction of the general effect. So Woodham of SFS method is proposed to improve the photometric stereo. Photometric stereo by a plurality of non-collinear light source to obtain multiple images of the object, and then a different image brightness simultaneous equations, solving the surface normal direction of the object, and ultimately restore the shape of the object. Technically, the use of two light sources can be obtained method object to the information, but the use of multiple sources of data redundancy can be resolved by the shadows and specular reflections caused by such factors can not solve the problem, better robustness, reconstruction effect It can be improved, so the current method basically using a plurality of (four to six) three-dimensional reconstruction of the light source. Photometric stereo advantages and brightness of the same law, the use of multiple images at the same time avoids the problems of ill shading method, and the use of multiple light sources also increased constraints, to improve the accuracy and robustness of the method; it the disadvantage is difficult to apply a mirror surface object and three-dimensional reconstruction of outdoor scenes and objects. Texture law.Humans can surface texture by projection on the retina perceive three-dimensional shape of the object, so the visual image information gradient texture can be used as information for Shape and depth cues. Based on this theory, the analysis can be repeated by surface texture unit image size, the shape, the recovery of the normal object, the depth information to obtain three-dimensional geometric model of the object, i.e., texture profile method for recovery. Texture is the basic theory of law: For a smooth surface and having a repeating texture units covering the object of which, when projected on the two-dimensional image, texture unit on which will be deformed, this deformation is divided into projection distortion (projective distortion ) and perspective shrinkage. Projection distortion so the farther away from the image plane texture unit looks smaller foreshortening distortion and image plane makes an angle greater texture unit looks shorter. Because these two variants can be measured from the image, so it can be analyzed after deformation texture units, reverse strike the surface normal and depth of information, three-dimensional reconstruction. Profile method. This method of contour images of objects through a plurality of angles to give a three-dimensional model of the object. Profile method can be divided based on voxel cone prime three methods based on visual and shell. Figure.2 Visual perception model Conclusion Reconstruction of 3D Vision technology is still in the exploratory stage, the practical application of the various methods is still some distance away from a variety of application needs to be urgently met. Therefore, in the future for a long period of time, we also need to do more intensive research in this field. This study shows that, BIM can provide effective support for the bridge design and construction. This study was expected to provide reference for increasing large, complex bridge design and construction efficiency and effectiveness, as well as assist in the promotion and application of BIM in the field of civil engineering. I believe that with the continuous promotion of theory and technology of BIM, BIM applications in civil engineering will become increasingly widespread, so as to improve their quality, efficiency and management level. Safety-critical structural bridge engineering, maintenance and repair of the late, operations management, file management can take advant age of powerful information technology BIM, visualization capabilities to achieve.

Significance Of Ritual In North American Indian Religion Essay

Significance of Ritual in North American Indian Religion When scholars study religion, the tendency exists to focus on the mythological aspects of the religion in an attempt to understand the major underlying concepts present. However, an equally rewarding study often can be accomplished through the careful analysis of the religion's ritual aspects. This is especially true when studying North American Indian religions where there is an abundance of elaborate rituals that play a significant role in their culture. By closely examining the details and symbolism of ritual movements, we can gather some basic understanding of what is seen to be of value in a certain theology. While most Native American rituals tend to be mono-cultural, there are a few rituals that frequently appear in many different regions and tribes across North America. Two of these widespread rituals are the ritual of the "sacred pipe," and sweat lodge ceremonials. The sacred pipe ritual is loaded with symbolic meaning, and offers a generous insight into Native American belief systems. This essay will first look at the dynamics of the sacred pipe ritual and offer some explanation into its religious significance, then draw some parallels to the more common sweat lodge ceremony. If a recurring spiritual theme appears in separate rituals, it can be considered evidence of a consistent, structured belief system. The use of smoking pipes in Native American cultures is a popular and very ancient practice. Direct predecessors of the modern pipe appear 1,500 years ago, and other less relevant pipes can be found as far back as 2,500 years ago. The distinguishing characteristic of the sacred pipe is that the bowl is separable from the long stem, and the two parts are kept apart except during ritual use. The pipe is seen as a holy object and is treated with much respect. This type of ceremonial pipe was used by tribes ranging from the Rocky Mountain range to the Atlantic, and from the Gulf of Mexico to James Bay. It did not penetrate into Pacific coast or Southwest cultures, where tubular pipes were preferred. Inter-tribal trading helped the practice of this particular ritual spread rapidly, because in order for peaceful trade relations to take place some form of ritual had to be observed. Resp... ...placed on directions, especially east and west which is obviously derived from the path of the sun. Also important are the upward and downward directions representing the male sky and the female earth, and the joining of the two to give life. The simple fact that these symbols are so widespread and evident in separate rituals suggests that the North American Indians had a strong religious foundation long before Europeans arrived and attempted to ‘teach' them religion. WORKS CITED LIST Brown, Joseph Van Epes. The Sacred Pipe: Black Elk's Account of the Seven Rites of the Oglala Sioux. Norman, Oklahoma: University of Oklahoma Press, 1953. Coorigan, Samuel W, ed. Readings in Aboriginal Studies Brandon, Manitoba: Bearpaw Publishing, 1995. Hultkrantz, Ake. Belief and Worship in Native North America. Ed. Christopher Vecsey. Syracuse, New York: Syracuse University Press, 1981. Robicsek, Francis. The Smoking Gods: Tobacco in Maya Art, History, and Religion. Norman, Oklahoma: University of Oklahoma Press, 1978. Steinmetz, Fr. Paul B., S.J. "The Sacred Pipe in American Indian Religions." American Indian Culture and Research Journal. 8(3): 27-80, 1984.

Child Rearing In Victorian Times :: essays research papers fc

Child Rearing in Victorian Times   Ã‚  Ã‚  Ã‚  Ã‚  Childhood barely existed for most British children at the end of the eighteenth century, since they began a lifetime of hard labour as soon as they were capable of simple tasks. By contrast, the fortunate children of the wealthy generally were spoiled and enjoyed special provisions for the need of a lengthy childhood, yet who in a way may have endured the same pain of those who were not as fortunate.   Ã‚  Ã‚  Ã‚  Ã‚  Child rearing in the Victorian times was not at all similar to child rearing today. There were of course two different categories on how the child was brought up. They went from one extreme to the other. They were the difference of the classes. The life of an upper class child during the Victorian era, was as one may put it, stuffy, conventional and routine, not to mention quite lonely at certain times. Yet others argue Victorian children should have been quite content, given the fact that they were treated to only the best of toys, clothes and education and it was absurd to even consider the child being neglected.   Ã‚  Ã‚  Ã‚  Ã‚  Mothers and Fathers were seen as special, glamourous guests, due to the fact that they were never around and rarely seen by their children. This was because child and parent led totally separate existences, they were only summoned to appear before their parents at a certain set hour of the day. Many Victorian children like Winston Churchill and Harriet Marden recall such cold relations between their selves and their mothers that they would be able to count how many times in their life they had been hugged. Family life was formal, although during that time child rearing manuals urged bonding and maternal ties, mothers remained cool and distant. Children were a convenience to their parents, they obeyed them as they would an army officer. Sir Osbert Sitwell once argued, Parents were aware that the child would be a nuisance and a whole bevy of servants, in addition to the complex guardianship of nursery and school rooms was necessary not so much to aid the infant as to screen him from his father or mother, except on some occasions as he could be used by them as adjuncts, toys or decorations. Although this only describes a minority of parents it was always in the best interests for the child not to be heard or in the way, it was rarely taken to the extent of screening the child.   Ã‚  Ã‚  Ã‚  Ã‚  It was the era of nurses and nannies, the child was not raised by the woman who gave birth to him, but by the hired help.

Hawthorne’s Display of Evil Essay

Nathaniel Hawthorne’s works â€Å"The Scarlet Letter† and â€Å"Young Goodman Brown† are literature classics. Hawthorne thoroughly portrays his main themes and ideas in these works. Both of these works illustrate the effects of evil on the human soul. Through Hawthorne’s â€Å"The Scarlet Letter† and â€Å"Young Goodman Brown† we can clearly see that evil causes people to judge other people, evil corrupts one’s faith, and that evil has the power to transform the human soul. In â€Å"The Scarlet Letter† we see just how much evil causes people to judge others. Hawthorne effectively shows this through his character of Hester Prynne. Since Prynne committed the sin of adultery, she is forced to stand upon a scaffold in front of the whole city of Boston to be questioned and scolded. One of the townsmen said to Chillingworth, â€Å"The penalty thereof is death. But in their great mercy and tenderness of heart they have doomed Mistress Prynne to stand only a space of three hours on the platform of the pillory and†¦ wear a mark of shame upon her bosom. † (Hawthorne p. 4) This quote shows us that the public’s opinion on Hester Prynne has now forever changed. She is forced to wear a scarlet â€Å"A† upon her bosom to let everybody know exactly what she has done. The evil she has committed has greatly affected everyone’s point of view on Hester Prynne. Evil can harm a person in multiple ways. Another way it can harm you is by causing you to lose your faith. In Hawthorne’s â€Å"Young Goodman Brown,† we see Goodman lose his faith in multiple things. He loses faith in God, in his family, and in all of the people who he associates with. While the Devil leads him into the forest, Goodman sees many familiar faces. He recognizes the faces of his wife, Faith, and he also recognizes the faces of the priests in his town. Though Goodman Brown is not sure whether it was a dream or not, he is convinced that evil is all around him. While in the forest, the Devil says, â€Å"By the sympathy of your human hearts for sin, ye shall scent out all the places – whether in church, bedchamber, street, field or forest –â€Å"(Hawthorne p. 613. ) Since he has heard the Devil’s word and witnessed these familiar faces, Goodman Brown has forever been changed. Evil has taken a toll on Goodman Brown, and it has caused his faith in his wife, family, and associates to be corrupt. One of the worst things evil can do to a human is transforming their soul. Hawthorne’s story of â€Å"Young Goodman Brown† illustrates this concept thoroughly. Goodman was transformed by evil in many negative ways. Before his meeting with the Devil in the forest, Goodman believed his whole family and his whole town to be very godly and he felt that he was living a great prosperous life. After his meeting with the Devil, Goodman had a negative outlook on everything in his life, he trusted no one but himself, and he lost hope in everything that he had going for him in his life. Hawthorne displays ways that evil can transform the human soul in â€Å"The Scarlet Letter† through his character of Chillingworth. Throughout the story, Hawthorne displays Chillingworth as â€Å"the man in black† also known as the Devil. Chillingworth, Prynne’s actual husband, goes through many changes in the story. His figure begins to change dramatically, making him look more evil. Chillingworth also desires to seek out the man who is the father of Pearl. He wants to find him because; he wants to make sure that the man does not repent of this sin. They people of this story believed that if one did not repent for a sin, then he or she would go to Hell. Chillingworth was not an evil man before he knew about the child. However, after the evil was committed against him, he began to turn evil, and wished the worst for the minister, the father of Pearl. It is apparent that the evil in both of these stories took a toll on both of these men’s souls. Hawthorne’s â€Å"The Scarlet Letter† and â€Å"Young Goodman Brown† both effectively display how evil can cause people to judge other people, how evil corrupts one’s faith, and how evil has the power to transform the human soul. Though evil has always been apparent in every day society, Hawthorne is attempting to influence us to always stick to your faith. No matter how bad the sin you commit is, God allows repentance for all sins. Hawthorne’s works are persuading us to never lose hope or give up on our faith.